Insurance For My Home

Call 1-800-771-7758 for Rapid Insurance Quote

FAQs

Expand All Collapse All
  • What Is Homeowners Insurance?

    Homeowners insurance is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home.

  • What Does Homeowners Insurance Cover?

    • Dwelling coverage
    • Other structures coverage
    • Personal property coverage
    • Loss of use coverage
    • Liability insurance.
    • Additional home coverages
  • How Does Home Insurance Work?

    When you file a claim with your insurance provider, your homeowners insurance policy will cover the loss based on the coverage options you signed up for.

  • Is Homeowners Insurance Required?

    Unlike driving a car, you can legally own a home without homeowners insurance. However, if you finance your home with a mortgage, your lender most likely will require you to have home insurance coverage to protect your home in case of damage cause by unforeseen circumstances, such as fires or natural disasters.

  • When Should I Get Homeowners Insurance?

    You should start looking for insurance after you get the home appraisal.

  • How Much Does Homeowners Insurance Cost?

    Click here for information on average home insurance rates.

  • Is Homeowners Insurance Tax Deductible?

    According to the IRS, Home Insurance is a non-deductible expense.

  • Is Homeowners Insurance Included in the Mortgage Payment?

    Most common monthly mortgage payments include principal, interest, homeowners insurance and property taxes.

  • Can Your Homeowners Insurance Be Canceled?

    A policy that has been in effect for more than 60 days can not be canceled unless you are not paying your premiums or you have committed fraud in the information you gave the insurance company

  • How Is Homeowners Insurance Paid?

    Escrow your insurance payments with your mortgage payments. Most homeowners combine insurance payments with their mortgage check.

  • Where Can I Get Homeowners Insurance?

    We can help you find the best rates on Home Insurance from the top carriers in the nation. Give us a call at 1-800-771-7758 or go online and request an instant Home Insurance quote for free!